Teens and Financial Responsibility: Should Your Teen have a Summer Job?

As summer is approaching many parents question whether their teen should get a job or go to summer camp.  It is a personal decision and a depends on the teen and the family.

Teaching your teen how to be responsible with money is very important. So many teens enter adult hood unaware of the workings behind their finances, which leads them into a lot of financial hardships down the road.

Here are a five ways to start teaching your teen to be financially responsible:

1)  Get a Job:Your child’s education should be first priority and their job second, so a job that requires a minimal schedule is best. Look at lifeguarding, restaurants, retail or babysitting. Even if the job doesn’t have epic responsibilities it will teach them about paychecks, pay periods, taxes and what to do once you get that pay check. Be sure to check your state’s legal working age; some differ from others anywhere from 13 to 16 years old.

2)  Allowance: Your teen may be too active with school and extra circular activities to find a part time job, so make them earn an allowance. Chores around the home, dog walking or watching their younger sibling is a good way for them to earn their money. Pay them what you would normally pay someone to do that job. Just because they are your child doesn’t mean you should pay them less.

3) Save: Teaching your teen to save is so important and probably the most important habit they carry on into their futures. The money they earn, whether it is allowance or from a job, have them save a portion, Teach them the reasons you save and why it is so imperative for their futures.

4)  Pay for own things: Going to the movies, concerts or buying a new pair of shoes that they ‘must have’ should come out of their own pocket. As parent you are not entitled to buy them new video games or supply cash for pedicures. Teach them that that these things are just extras and they will have to pay for it themselves. Have them pay for their own gas too will help them see how quickly money can disappear.

5)  Give them a Credit Card: This may be a stretch for some parents and could seem an extreme. But sitting down with your child and going over how credit cards work can help them when they run off to college one day. College students are easy targets for credit cards because they do not understand how to use them. Start early and let them use the family credit card and monitor every spending and show them how quickly things can add up.

As in any lesson you are trying to teach your teen, don’t beat a dead horse. Avoid the nagging and pestering and let them make the mistakes. Obviously you need to monitor them from a distance but be there to kindly guide them in the right direction. Follow some of these tips and you will see a little money saver in no time!
Special contributor: Jenny Ellis is a freelance writer, and a regular contributor for aupair care. She welcomes your comments at: ellisjenny728 @ gmail.com.

Join me on Facebook  and follow me on Twitter for more information and educational articles on parenting today's teenagers.

Facebook, Teens and Bad Habits They Can Learn from Social Networking Sites

You had to have seen this one coming: kids are picking up bad habits from their extensive use of social media giant Facebook. This can’t come as too big of a surprise though, because it stands to reason that something so popular and fun would be bound to have some ill effects. Not that we’re condemning Facebook, mind you, but there are a few potential pitfalls to watch out for regarding your child’s usage.

The following are seven bad habits that kids pick up from Facebook:

1. TMI – To be honest, many of us are already guilty of grossly over-sharing our personal lives on Facebook. When you have a place to update your status 24/7, though, it shouldn’t come as any real surprise that eventually one’s entire personal life is right there for anyone and everyone to read on their profile.
2. Inappropriate Friending – It tends to be an automatic reaction for some to “friend” someone after they’ve added you, accompanied by the friend confirmation request, whether this person is someone you know well or not. While they may not like the idea of saying ‘no’, safety should have a higher priority than popularity.
3. Posting Inappropriate Photos – Inappropriate photographs always seem to find their way onto people’s Facebook pages. For that matter, taking such photos in the first place is ill-advised, to say the least. Coupled with the prospect of being friended by stalkers and strangers, not to mention being available for any potential employers or school officials, this makes for a very dangerous mix.
4. Poor Time Management – It’s very easy to lose track of one’s time while socializing on Facebook, and hours at a time can be lost without even realizing it, often at the expense of more important things like homework, chores, etc. It may be wise to install a filter software that can monitor use and block certain sites during specified time periods to ensure that your kids don’t spend too much time on the website.
5. Indiscriminate Downloading – Facebook is notorious for third party apps that seek to gain access to personal data and the friend lists of members who use them. There’s a large risk associated with accepting gifts via some of these app, unfortunately, that could end up compromising your personal information.
6. Poor Grammar – As with chat rooms, IM’s, and text messaging, all of which came prior to social media, Facebook posts can tend toward cyber shorthand, whether it’s in the interest of brevity or simply born out of sheer laziness. Although it’s acceptable – even necessary in some cases – to limit character usage, it’s very easy for this habit to leak over to your child’s more formal writing and correspondence.
7. Not Safeguarding Personal Info – Facebook provides varying levels of privacy settings for its users. Members can share everything with anyone, or limit access to their profile to just friends and/or family. Kids today have become ok and even lax with the safeguarding of their personal information, and identity theft, stalking or harassment can end up being one of the penalties for your child being too open with his or her personal information.

Source:  Become a Nanny

Join me on Facebook  and follow me on Twitter for more information and educational articles on parenting today’s teenagers.

Teen Drug Use and Your Medicine Cabinet

Many teens believe that taking prescription drugs to get high is safer than using street drugs.

Be AWARxE!


Prescription drugs are dangerous when they are not used correctly as directed by a doctor.

• One in five teens have taken a prescription drug that was not theirs to get high or to deal with problems.
• Teens are abusing pain pills (Vicodin®, OxyContin®), stimulants (Ritalin®, Adderall®), and tranquilizers (Xanax®, Valium®).
• Teens take these drugs right out of the medicine cabinet – at home, at a friend’s house, or when visiting family.
• 5.2 million people, including kids ages 12 and older, said they had abused prescription pain relievers, as reported in a 2007 survey.
• More people are visiting the emergency room because they misused prescription pain medication. From 2004 to 2009, emergency room visits due to misusing narcotic pain pills increased by almost 100%.

Fact:Prescription drugs are the most commonly abused drugs among 12-13 year olds. Many of these pills can be found in your medicine cabinet and around your house.  In an effort to help stop this growing problem, the DEA is hosting a Take-Back Day on April 28, 2012. If you have any unused prescription drugs in your home, you can drop them off at the designated collection site in your community on April 28.

The DEA coordinates with the local law enforcement and community partners to provide thousands of sites across the country, many of them at police departments, so that the unwanted drugs are disposed of safely and legally. Sites will accept pills, both prescription and nonprescription, for disposal.

Join me on Facebook  and follow me on Twitter for more information and educational articles on parenting today's teenagers.

Parent Support Groups: OPERATION PARENT

If you think toddlers can be a handful, brace yourself.


The teenage years today can be extremely challenging!


Whether it is a sense of entitlement, peer pressure, society, or an attitude of defiance, it seems some teens today are literally holding their parents hostage in their own homes.

Operation Parent is an organization that has recognized many parents feel they are alone.  They have created support groups and have offered resources and information for communities to start their own groups.
Operation: PARENT is on a mission to educate, equip, encourage and engage parents of teens and pre-teens. Welcome to our website where you can purchase our Parent Handbook, register for one of our many parenting classes, delve into a tough issue related to parenting teens, or learn more about our exciting Coffee Series. 

Bring part of a support group can help you and your family begin healing.  You are now part of our network of thousands of parents and their goal is to make sure no parent in any community ever feels alone while raising their teen or pre-teen. Together we can do this... together we can raise incredible teens!
For more information visit www.operationparent.org.

Join me on Facebook  and follow me on Twitter for more information and educational articles on parenting today's teenagers.

Inhalant Use: Teen Drug Use and Common Household Products

Recently we heard the news of a 14-year old dying after inhaling helium at a party.  Helium that is used inflate balloons – as innocent as it may seem, it also can kill when used inappropriately.  This is no different than many other household products.

Parents usually relate drug abuse with their teen smoking pot or taking pills.  They don't realize that their own home can be filled with products that teens are using to get high with.

What is inhalant abuse?

Inhalant abuse refers to the deliberate inhalation or sniffing of common products found in homes and communities with the purpose of “getting high.” Inhalants are easily accessible, legal, everyday products. When used as intended, these products have a useful purpose in our lives and enhance the quality of life, but when intentionally misused, they can be deadly. Inhalant Abuse is a lesser recognized form of substance abuse, but it is no less dangerous. Inhalants are addictive and are considered to be “gateway” drugs because children often progress from inhalants to illegal drug and alcohol abuse. The National Institute on Drug Abuse reports that one in five American teens have used Inhalants to get high.

Here is a list of inhalants that are in many homes – click here.

Warning signs and slang that your teen or child may be using inhalants:

Monitoring your child will make your child much less likely to use Inhalants or other drugs.
· Know where your child is at all times, especially after school
· Know your child’s friends
· If you find your child unconscious, or you suspect your child is under the influence of an Inhalant, call 911 immediately.

If you suspect your child might be abusing Inhalants, call the Poison Control Center at   1-800-222-1222; or call the ’1-800′ number on the label of the product.

According to the Partnership for a Drug-Free America, “if you talk to your kids about the risks of drugs, they are 36% less likely to abuse an Inhalant.” Parents can make a tremendous impact on their kids’ choices by talking to them.

Be an educated parent, you will have safer children and teens.

For more information visit www.inhalant.org.

Join me on Facebook  and follow me on Twitter for more information and educational articles on parenting today’s teenagers.

Teen Drug Use: Teens Smoke Pot More than Cigarettes

It's not my kid!' is a common phrase parents will say. But what if it is?

It's always the kid down the street, or the one at school, or even another family member.  Parents that stay in the world of denial about their teen using drugs, are actually only harming their teenager.  The more you make excuses, the longer you are allowing this dangerous behavior.

Did you know more teens smoke marijuana than cigarettes?

The use of illicit drugs among Americans increased between 2008 and 2010, according to a national survey conducted by SAMHSA. The National Survey on Drug Use and Health (NSDUH) shows that 22.6 million Americans age 12 or older (8.9 percent of the population) were current illicit drug users. The rate of use in 2010 was similar to the rate in 2009 (8.7 percent), but remained above the 2008 rate (8.0 percent).

Another disturbing trend is the continuing rise in the rate of current illicit drug use among young adults age 18 to 25—from 19.6 percent in 2008 to 21.2 percent in 2009 and 21.5 percent in 2010. This increase was also driven in large part by a rise in the rate of current marijuana use among this population.

“We stand at a crossroads in our Nation’s efforts to prevent substance abuse and addiction,” said SAMHSA Administrator Pamela S. Hyde, J.D. “These statistics represent real lives that are at risk from the harmful and sometimes devastating effects of illicit drug use. This Nation cannot afford to risk losing more individuals, families, and communities to illicit drugs or from other types of substance abuse—instead, we must do everything we can to effectively promote prevention, treatment, and recovery programs across our country.”

The annual NSDUH survey, released by SAMHSA at the kickoff of the 22nd annual National Recovery Month observance, is a scientifically conducted annual survey of approximately 67,500 people throughout the country, age 12 and older. Because of its statistical power, NSDUH is the Nation’s premier source of statistical information on the scope and nature of many behavioral health issues.

Source: SAMHSA

View the complete survey here.

Join me on Facebook  and follow me on Twitter for more information and educational articles on parenting today's teenagers.

Teen Help: Internet Fact verses Internet Fiction

What to believe on the Internet?

Aha! You found the most beautiful teen help program.  The website is beautiful with lush mountains, healthy animals, happy teens, all well staffed and a campus that seems perfect to help your troubled teen.... but is it real or is it the static of the Internet?

I don't know.

One thing about the Internet we all do know, is Google is not God.  It is very difficult to know what is real and what isn't.  Which is why I created my organization over a decade ago.

You see, I was scammed by that "static" website.  I was further scammed by the many toll free numbers and slick sales reps that convinced me I needed helped and fast.  In my defense (though I was still stupid looking back) the Internet was not as sophisticated as it is today - so parents today do have many more resources to determine what is real and what is not.

I do encourage parents to learn from my mistakes.  A quick version of my story (which the program sued me to try to get me to remove from the Internet and lost) - www.aparentstruestory.com - will give you an idea of how not to get scammed online.

My story was published by Health Communications Inc, (home of Chicken Soup for Soul book series) in a effort to help parents with struggling teens.

Do you need a free consultation.... still confused... visit www.helpyourteens.com.

Teen Help Programs and the Internet Search

Who knows your teen better than you do? Sometimes you even wonder if you really do know your teen, especially when they are acting like a complete stranger, but you do know who they are deep down.

Are you looking for residential therapy for your at-risk teenager?

Are they a good teen making bad choices?  You don't want to place them in a school or program that has a hard-cord element, a type of teen that will actually create more negative issues.

After all, your teen is highly intelligent, was once a rising athlete, interested in sports, music or other clubs at school or even in your community.  Now they are hanging out with less than desirable peers and have become someone you don't even recognize.

You hop on the Internet, as most 2012 parents do and start typing in all sort of key words - and before you know it - you are bombarded with all sorts of programs and schools and "sales reps" that seem to have answers - or so you think.

This is when you need to step back and understand that YES, you do need help, you do need an intervention and you do need to remove your teen from their environment enable to get them the help they need.  Let's face it, therapy isn't working anymore - if you can even get them to attend.

My mantra has been - learn from my mistakes when I wen through this.  Read - www.aparentstruestory.com - and you will see you need to take your time.  It is not to scare you - it is to educate you.

Here are a few tips to remember:

• Look for programs that are not attached to "sales reps".  You want to speak directly to an owner or director.  Someone that has a vested interest in your teen.  Someone that their reputation will be reflected on your child's success (or lack of).  Someone who you can hold accountable through the duration of your teen's stay.  
• Look for the ACE factor.  A=Academics - Always ask for a copy of their accreditation for education - be sure it is transferable back to where you live.  C=Clinical - Be sure the clinical staff is credentialed. E=Enrichment programs - These are critical to be sure your teen is stimulated in a positive direction to want to make better choices.  This isn't about breaking your child down, it is about building them up.
• Ask for parent references of parents with the same gender and age of your own teenager.  Also take it a step further.  Ask for families that are in your same geographical area.  This way maybe you will be able to meet with them and possibly even the graduate of the program you are considering.
• Keep in mind - Short term programs - short term results.  Don't get sucked into them.  

I have many more tips and offer free parent consultation at www.HelpYourTeens.com.  

Don't reach your wit's end and make a rash decision - made an education choice.... Be an educated parent - this a major emotional and financial decision.